For the health and safety of our customers and employees and to do our part to slow the spread of COVID-19 in our community, our lobby access will be by appointment only. All of our drive thru locations and our branches inside Econo Foods in Houghton and Louie’s Fresh Market in Lake Linden will be available to continue to serve your needs.

Locations and Hours Here.

Online/Mobile banking and ATMs are available 24/7.

If you need to schedule an appointment, need to access your safe deposit box or with questions, contact us at 866.482.0404.

Protect Yourself from Tax Scams

Published on April 9, 2018 | Posted in Tips & Updates

For the past several tax seasons, cyber criminals have used sophisticated social engineering tactics to dupe consumers into giving out their personal information.

Common email scams to be aware of this tax season:
• Email Says you are Owed a Refund – The requests are typically for you to send your bank account number to where the refund may be deposited.
• Email Contains Exciting Offers – Refunds or specials are offered for participating in an “IRS Survey.” This is a fake survey used to acquire the consumer’s personal information.
• Email Threatens the User – Fines or jail time are threatened if immediate payment isn’t made.
• Email Includes a “Helpful” Downloadable Document – New changes in the tax law or tax calculators try to entice users to download a potentially malicious file.

Avoid being a Tax-Scam Victim:
• Do not respond to emails appearing to be from the IRS – The IRS does not initiate taxpayer communications through email or social media to request personal information.
• Do not respond to unsolicited emails and do not provide sensitive information via email.
• Carefully select the tax sites you visit.
• Secure your computer.