People Pay FAQs

People Pay allows you to pay individuals for money owed, for services rendered, or just because.

Easily make person-to-person transfers to others using People Pay by entering your Payee’s name and either their email address or cell phone number, the amount you want to send them, and the method by which you want to pay. They’ll be notified by email or text message with instructions on how to claim the funds.

Log in to your MySNB online banking account. Click the “Pay and Transfer” tab and then select “Pay People” under the People Pay heading to enroll.

People Pay is free.

People Pay service is available to all customers enrolled in MySNB.

To enroll in People Pay, customers will log in to Online Banking and navigate to the Pay and Transfers tab and select Pay People. You will then be prompted to select and read the disclosure. Once you agree to the disclosure, you can continue to set up the accounts you would like to make payments from. You will receive an email with a confirmation code, and you will enter that code into the confirmation box at setup. After that – you’re all set to start paying people!

This depends on the payment method chosen. Payments collected by debit card or PayPal are instantaneous; payments sent via ACH (bank account number) take one to three days.

Only Superior National Bank customers can inquire about payments. We are unable to disclose payment information to non-SNB customers.

You can cancel a payment anytime before the funds are claimed. Payees have ten days to claim funds. If the funds are not claimed, the money will never leave your account. If the funds are sent directly to that person’s account via account number and routing number, debit card number, or by PayPal, you will not be able to cancel that payment as those funds are sent instantly. To cancel a payment, log in to MySNB, select the Unclaimed Transaction from the Outgoing history and select Cancel Payment.

  • Canceled: Consumer cancels a transaction that has not already been claimed, declined, or expired
  • Claimed: The recipient claims a transaction sent to their email address or cell phone number
  • Claimed – Failed: The recipient attempts to claim a transaction and the claim fails
  • Completed: The bank account or PayPal transaction is successfully processed.
  • Declined: The recipient declines a transaction sent to their email address or cell phone number
  • Expired: Funds that are not claimed within ten days
  • Unclaimed: A transaction sent to a contact’s email address or cell phone number has not been claimed

You can review your Outgoing Transactions and select it to view the applicable Claim Code.

All branches will be closed on Monday, May 29th in observance of Memorial Day. ATMs, online & mobile banking are available 24/7.