Checking

Great options to help manage your money.

When it comes to managing your money, SNB has checking accounts that are straightforward and help you easily access your funds from anywhere at any time. All of our accounts come with FREE e-Statements, FREE ATM / debit cards and the convenience of FREE Online Banking and Bill Pay.

All accounts closed within the first 90 days will be subject to a $25 service charge. Other fees, such as overdraft or returned item fees, may apply. Fees may reduce earnings on the account.

Click here to see our Rates page.

Account Type
Minimum to Open Account
Monthly Fee
Balance to Avoid Monthly Fee
Interest
Details
Superior Checking

This classic, no-frills account
is a basic option for your everyday
checking needs.

$50
$0
N/A
None
  • Unlimited check writing
  • Bounce protection available
Superior Plus Checking

Earn interest on your balance
with Superior Plus Checking.
Convenience plus earning power, now.

$50
$5
$750
Yes
  • Earns interest (variable and subject to change daily)
  • Unlimited check writing
  • Bounce protection available
Money Market

Build your emergency fund or
start saving for a financial goal
with Money Market Checking.
This interest-earning account allows
for a limited number of transactions each month.

$50
$5
$1,000
Yes
  • Earns interest (tiered and subject to change daily)
  • Interest calculated daily on collected funds
  • Six free debits per month; $3 per additional debit
  • Bounce protection available
Superior Senior Checking

For customers who are 55 and older,
our Superior Senior Checking account
comes with all of the features of our regular checking account AND earns interest!

$50
$0
N/A
Yes
  • For customers 55 and older
  • Earns interest (variable and subject to change daily)
  • Interest is calculated daily on collected funds
  • FREE checks (shipping/handling fees apply)
  • Unlimited check writing
  • Bounce protection available
Health Savings Account (HSA)

If you have a high-deductible health plan, a health savings account (HSA) can allow you to save for medical expenses throughout the year.

$50
$3
N/A
Yes
  • Earns interest. Variable rate, subject to change daily. Interest is compounded and paid monthly.

Choose the right account for you.

Superior Checking

This classic, no-frills account is a basic option for your everyday checking needs.

Minimum to open an account: $50

Monthly fee: $0

Balance to avoid monthly fee: N/A

Interest: none

Details:

  • Unlimited check writing
  • Bounce protection available

Superior Plus Checking

Earn interest on your balance with Superior Checking. Convenience plus earning power, now.

Minimum to open an account: $50

Monthly fee: $5

Balance to avoid monthly fee: $750

Interest: Yes

Details:

  • Earns interest (variable and subject to change daily)
  • Unlimited check writing
  • Bounce protection available

Money Market

Build your emergency fund or start saving for a financial goal with Money Market Checking. this interest-earning account allows for a limited number of transactions each month

Minimum to open an account: $50

Monthly fee: $5

Balance to avoid monthly fee: $1,000

Interest: Yes

Details:

  • Earns interest (tiered and subject to change daily)
  • Interest calculated daily on collected funds
  • Six free debits per month; $3 per additional debit
  • Bounce protection available

Superior Senior Checking

For customers  who are 55 and older, our Superior Senior checking account comes with all of the features of our regular checking account AND earns interest!

Minimum to open an account: $50

Monthly fee: $0

Balance to avoid monthly fee: N/A

Interest: Yes

Details:

  • For customers 55 and older
  • Earns interest (variable and subject to change daily)
  • Interest is calculated daily on collected funds
  • FREE checks (shipping/handling fees apply)
  • Unlimited check writing
  • Bounce protection available

Health Savings Account (HSA)

If you have a high-deductible health plan, a health savings account (HSA) can allow you to save for medical expenses throughout the year.

Minimum to open an account: $50

Monthly fee: $3

Balance to avoid monthly fee: N/A

Interest: Yes

Details:

  • Earns interest. Variable rate, subject to change daily. Interest is compounded and paid monthly.