Privacy

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FACTS: What does Superior National Bank & Trust do with your personal information?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Transaction history and payment history
  • Credit history and credit score

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Superior National Bank and Trust chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information


Does Superior National Bank & Trust Share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes


No


For our marketing purposes - to offer our products and services to you

Yes

No

For joint marketing with other financial companies


No


We don’t share

For our affiliates' everyday business purposes - information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes - information about your creditworthiness


No


We don’t share

For nonaffiliates to market to you


No


We don’t share

Questions?

Call (906) 482-0404 or toll free (866) 482-0404

What We Do


How does Superior National Bank and Trust protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.


How does Superior National Bank and Trust collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • show your driver's license or show your government-issued ID
  • make deposits or withdrawals

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.


Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions:

Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include:

  • Financial companies such as: our holding company, Keweenaw Financial Corporation

Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Superior National Bank and Trust does not share with nonaffiliates so they can market to you

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Superior National Bank and Trust does not jointly market.

Revised: 12/2017