Checking

When it comes to managing your money, SNB has checking accounts that are straightforward and help you easily access your funds from anywhere at any time. All of our accounts come with FREE e-Statements, FREE ATM / debit cards and the convenience of FREE Online Banking and Bill Pay.

Account Name Minimum to Open Account Monthly Fee Balance to Avoid Monthly Fee Interest Learn More
Regular $50 $0 N/A None

Regular Checking:

This classic, no-frills account is a basic option for your everyday checking needs.

Details:

  • Unlimited check writing
  • Bounce protection available
NOW $50 $5 $750 Yes

NOW Checking:

Earn interest on your balance with Personal NOW Checking. Convenience plus earning power, now.

Details:

  • Earns interest (variable subject to change daily, see rates)
  • Unlimited check writing
  • Bounce protection available
Money Market $50 $5 $1,000 Yes

Money Market Checking:

Build your emergency fund or start saving for a financial goal with Money Market Checking. This interest-earning account allows for a limited number of transactions each month.

Details:

  • Earns interest (tiered, subject to change daily, see rates)
  • Interest calculated daily on collected funds
  • FREE checks
  • Six free debits per month; $3 per additional debit
  • Bounce protection available
Senior NOW $50 $0 N/A Yes*

Senior NOW Checking:

For customers who are 55 and older, our Senior NOW checking account comes with all of the features of our regular checking account AND earns interest!

Details:

  • Earns interest (variable and subject to change daily, see rates)
  • Interest is calculated daily on collected funds
  • FREE checks (shipping/handling fees apply)
  • Unlimited check writing
  • Bounce protection available
  • * If the daily balance drops below $750 on any day of the statement cycle, no interest will be paid.

All accounts closed within the first 90 days will be subject to a $25 service charge. Other fees, such as overdraft or returned item fees, may apply. Fees may reduce earnings on the account.

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