Deposit Rates
Rates as of 12/17/2018. For more information about our rates, please contact a customer service representative at (906) 482-0404 or toll-free at (866) 482-0404.
Special CD Rates
| Duration | Interest Rate | APY | Minimum Deposit |
|---|---|---|---|
| 20 month* | 2.00% | 2.02% | $500 |
* Limited time offer. The Annual Percentage Yield (APY) is compounded quarterly. Penalty may be imposed for withdrawal before maturity.
Personal Checking & Savings Rates
| Product | Interest Rate | APY | Balance |
|---|---|---|---|
| Personal Savings | 0.15% | 0.15% | Any |
| Personal NOW Checking | 0.10% | 0.10% | Any |
| Senior NOW Checking | 0.10% | 0.10% | Any |
| Christmas Club | 0.15% | 0.15% | Any |
| Personal Money Market Checking Tier 1 | 0.10% | 0.10% | $0.01 - $9,999.99 |
| Personal Money Market Checking Tier 2 | 0.15% | 0.15% | $10,000.00 - $99,999.99 |
| Personal Money Market Checking Tier 3 | 0.20% | 0.20% | $100,000 and greater |
| Health Savings Account | 0.10% | 0.10% | Any |
Business Checking & Savings Rates
| Product | Interest Rate | APY | Balance |
|---|---|---|---|
| Business Savings | 0.15% | 0.15% | Any |
| Business One Checking | 0.10% | 0.10% | Any |
| Business Money Market Checking Tier 1 | 0.10% | 0.10% | $0.01 - $9,999.99 |
| Business Money Market Checking Tier 2 | 0.15% | 0.15% | $10,000.00 - $99,999.99 |
| Business Money Market Checking Tier 3 | 0.20% | 0.20% | $100,000 and greater |
| Public Funds NOW Checking Tier 2 | 0.15% | 0.15% | $10,000 - $99,999.99 |
| Public Funds NOW Checking Tier 3 | 0.20% | 0.20% | $100,000 and greater |
| Public Funds NOW Checking Tier 1 | 0.10% | 0.10% | $0.01 - $9,999.99 |
CD Rates
| Duration | Interest Rate | APY | Minimum Deposit |
|---|---|---|---|
| 182 day (6 months)** | 0.50% | 0.50% | $500 |
| 12 month (1 Year) | 0.55% | 0.55% | $500 |
| 18 month (1 1/2 years) | 0.75% | 0.75% | $500 |
| 24 month (2 years) | 1.00% | 1.00% | $500 |
| 36 month (3 years) | 1.35% | 1.36% | $500 |
| 48 month (4 years) | 1.65% | 1.66% | $500 |
| 60 month (5 years) | 2.20% | 2.22% | $500 |
| 18 month variable IRA | 0.75% | 0.75% | $100 |
**Cannot be compounded.
JUMBO CD Rates
| Duration | Interest ($100,000) | APY ($100,000) | Interest ($250,000) | APY ($250,000) |
|---|---|---|---|---|
| 182 day (6 months)** | 0.60% | 0.60% | 0.70% | 0.70% |
| 12 month (1 year) | 0.65% | 0.65% | 0.75% | 0.75% |
| 18 month (1 1/2 years) | 0.85% | 0.85% | 0.95% | 0.95% |
| 24 months (2 years) | 1.10% | 1.10% | 1.20% | 1.21% |
| 36 months (3 years) | 1.45% | 1.46% | 1.55% | 1.56% |
| 48 month (4 years) | 1.75% | 1.76% | 1.85% | 1.86% |
| 60 months (5 years) | 2.30% | 2.32% | 2.40% | 2.42% |
**Cannot be compounded.
APY = Annual Percentage Yield. All certificates $10,000 or more may receive interest monthly by check or by deposit to a Superior National Bank checking or savings account. No certificate may be compounded monthly. Rates subject to change.