Deposit Rates

Rates as of 11/13/2018. For more information about our rates, please contact a customer service representative at (906) 482-0404 or toll-free at (866) 482-0404.

Special CD Rates

Duration Interest Rate APY Minimum Deposit
20 month* 2.00% 2.02% $500
42 month* 2.50% 2.53% $500

* Limited time offer. The Annual Percentage Yield (APY) is compounded quarterly. Penalty may be imposed for withdrawal before maturity.

Personal Checking & Savings Rates

Product Interest Rate APY Balance
Personal Savings 0.15% 0.15% Any
Personal NOW Checking 0.10% 0.10% Any
Senior NOW Checking 0.10% 0.10% Any
Christmas Club 0.15% 0.15% Any
Personal Money Market Checking Tier 1 0.10% 0.10% $0.01 - $9,999.99
Personal Money Market Checking Tier 2 0.15% 0.15% $10,000.00 - $99,999.99
Personal Money Market Checking Tier 3 0.20% 0.20% $100,000 and greater
Health Savings Account 0.10% 0.10% Any

Business Checking & Savings Rates

Product Interest Rate APY Balance
Business Savings 0.15% 0.15% Any
Business One Checking 0.10% 0.10% Any
Business Money Market Checking Tier 1 0.10% 0.10% $0.01 - $9,999.99
Business Money Market Checking Tier 2 0.15% 0.15% $10,000.00 - $99,999.99
Business Money Market Checking Tier 3 0.20% 0.20% $100,000 and greater
Public Funds NOW Checking Tier 2 0.15% 0.15% $10,000 - $99,999.99
Public Funds NOW Checking Tier 3 0.20% 0.20% $100,000 and greater
Public Funds NOW Checking Tier 1 0.10% 0.10% $0.01 - $9,999.99

CD Rates

Duration Interest Rate APY Minimum Deposit
182 day (6 months)** 0.40% 0.40% $500
12 month (1 Year) 0.45% 0.45% $500
18 month (1 1/2 years) 0.65% 0.65% $500
24 month (2 years) 0.90% 0.90% $500
36 month (3 years) 1.25% 1.25% $500
48 month (4 years) 1.55% 1.56% $500
60 month (5 years) 2.10% 2.12% $500
18 month variable IRA 0.65% 0.65% $100

**Cannot be compounded.

JUMBO CD Rates

Duration Interest ($100,000) APY ($100,000) Interest ($250,000) APY ($250,000)
182 day (6 months)** 0.50% 0.50% 0.60% 0.60%
12 month (1 year) 0.55% 0.55% 0.65% 0.65%
18 month (1 1/2 years) 0.75% 0.75% 0.85% 0.85%
24 months (2 years) 1.00% 1.01% 1.10% 1.11%
36 months (3 years) 1.35% 1.36% 1.45% 1.46%
48 month (4 years) 1.65% 1.66% 1.75% 1.77%
60 months (5 years) 2.20% 2.22% 2.30% 2.33%

**Cannot be compounded.

APY = Annual Percentage Yield. All certificates $10,000 or more may receive interest monthly by check or by deposit to a Superior National Bank checking or savings account. No certificate may be compounded monthly. Rates subject to change.