We are closed today, January 21st for Martin Luther King, Jr. Day. Online banking and ATMs are available 24/7.

OAC-rates

Deposit Rates

Effective Date: August 1, 2018

Product Interest Rate APY Balance
Personal Savings 0.15% 0.15% Any
Christmas Club 0.15% 0.15% Any
Personal NOW Checking 0.10% 0.10% Any
Senior NOW Checking 0.10% 0.10% Any
Health Savings Account 0.10% 0.10% Any
Personal Money Market Checking Tier 1 0.10% 0.10% $0.01 - $9,999.99

CD Rates

Duration Interest Rate APY Minimum Deposit
182 day (6 months)** 0.50% 0.50% $500
12 month (1 Year) 0.55% 0.55% $500
18 month (1 1/2 years) 0.75% 0.75% $500
24 month (2 years) 1.00% 1.00% $500
36 month (3 years) 1.35% 1.36% $500
48 month (4 years) 1.65% 1.66% $500
60 month (5 years) 2.20% 2.22% $500
18 month variable IRA 0.75% 0.75% $100

Special CD Rates

Jumbo CD Rates

Duration Interest ($100,000) APY ($100,000) Interest ($250,000) APY ($250,000)
182 day (6 months)** 0.60% 0.60% 0.70% 0.70%
12 month (1 year) 0.65% 0.65% 0.75% 0.75%
18 month (1 1/2 years) 0.85% 0.85% 0.95% 0.95%
24 months (2 years) 1.10% 1.10% 1.20% 1.21%
36 months (3 years) 1.45% 1.46% 1.55% 1.56%
48 month (4 years) 1.75% 1.76% 1.85% 1.86%
60 months (5 years) 2.30% 2.32% 2.40% 2.42%

All certificates $10,000 or more may receive interest monthly by check or by deposit to a Superior National Bank checking or savings account. No certificate may be compounded monthly. Rates subject to change.

APY = Annual Percentage Yield
** Cannot be compounded

For more information on our rates, please contact a customer service representative at 906.482.0404 or toll-free at 1.866.482.0404.