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Credit Analyst

Analyze credit data and financial statements to evaluate the financial condition and degree of risk involved in extending credit or lending money to individuals and businesses and prepare reports with credit information for use in decision making.

Primary Duties:
• Analyze and report on loan data provided by credit bureaus, financial records, and other financial institutions in regard to new, renewing, and existing borrowers/loans
• Generate financial ratios, using computer programs, to evaluate customers’ financial status
• Consult with customers to verify financial and credit transactions
• Present analysis to lenders and loan committee
• Monitor borrowing base and stock secured margins on selected commercial loans
• Order, review, disperse, and track appraisals and appraisal related information

Job Skills & Qualifications:
• Bachelor’s degree in business, accounting, finance, or related field; or equivalent combination of education and experience preferred
• Strong verbal and written communication skills
• Strong attention to detail
• Strong analytical and problem solving skills
• Proficient in the use of Microsoft Word and Excel