Construction Mortgage

Ready to build your dream home? We offer one-year construction loans, as well as permanent financing when your home is complete. We’ll see you through it all, and you only pay monthly interest during the construction phase.

Balloon Mortgage

Would you like to finance the purchase of your new home, and at the same time, borrow money for improvements? Is keeping your mortgage in the Keweenaw important to you? We make it possible. Superior National offers rates fixed for up to 10 years with monthly payments spread out over 30 years. These loans stay at Superior National Bank and are serviced by us.

Fixed Rate Mortgage

Enjoy the peace of mind that comes from knowing your interest rate as well as your principal and interest monthly payment will never change over the life of the loan. A Superior National Bank lender can assist you in determining the best option for you, with terms up to 40 years at a fixed rate.

Home Equity Line of Credit

You worked so hard for your home, now let it start working for you. The equity in your home may provide solutions to financing your child’s education, assistance with medical expenses, providing a much needed vacation and much more. Funds can be accessed by writing a check or using our online NetTeller.

Home Improvement Plus

In need of money? Our five year fixed rate loan enables you to leave the bank with the proceeds to fund remodeling or debt consolidation; it doesn’t really matter what the reason. At the end of five years, your loan is paid in full.

Rural Development/Guaranteed Rural Housing Loan

Zero down payment loans are possible! This government-guaranteed loan program enables you to purchase a single family home at a 30 year fixed rate. Approval is subject to guidelines set by the USDA/Guaranteed Rural Housing Authority.

Land Only

If you’re looking to purchase vacant land, see us for generous term options, possibly up to 25 years.