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	<title>Superior National Bank &#38; Trust</title>
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	<link>http://www.snb-t.com</link>
	<description>Your Hometown Bank since 1890</description>
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		<title>February 16, 2012</title>
		<link>http://www.snb-t.com/2012/02/16/february-16-2012-2/</link>
		<comments>http://www.snb-t.com/2012/02/16/february-16-2012-2/#comments</comments>
		<pubDate>Thu, 16 Feb 2012 15:02:41 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5158</guid>
		<description><![CDATA[Interest Rates Updated February 16, 2012           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.25% 0.25%     Senior NOW Checking Account 0.25% 0.25%     Health Savings &#8230; <a href="http://www.snb-t.com/2012/02/16/february-16-2012-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated February 16, 2012</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Personal Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.25%</td>
<td style="font-weight: bold; text-align: center;">.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>February 16, 2012</title>
		<link>http://www.snb-t.com/2012/02/16/february-16-2012/</link>
		<comments>http://www.snb-t.com/2012/02/16/february-16-2012/#comments</comments>
		<pubDate>Thu, 16 Feb 2012 14:59:44 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5154</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated February 16,  2012           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2012/02/16/february-16-2012/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated February 16,  2012</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td> </td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"> </td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>February 9, 2011</title>
		<link>http://www.snb-t.com/2012/02/09/february-9-2011-2/</link>
		<comments>http://www.snb-t.com/2012/02/09/february-9-2011-2/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 14:52:14 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5149</guid>
		<description><![CDATA[Interest Rates Updated February 9, 2012           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.25% 0.25%     Senior NOW Checking Account 0.25% 0.25%     Health Savings &#8230; <a href="http://www.snb-t.com/2012/02/09/february-9-2011-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated February 9, 2012</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Personal Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.25%</td>
<td style="font-weight: bold; text-align: center;">.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong>3 Year Bump UP</strong></td>
<td style="text-align: center;"><strong>1.75%</strong></td>
<td style="text-align: center;"><strong>1.76%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr>
<td><strong>4 Year Bump UP</strong></td>
<td style="text-align: center;"><strong>2.00%</strong></td>
<td style="text-align: center;"><strong>2.01%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>February 9, 2011</title>
		<link>http://www.snb-t.com/2012/02/09/february-9-2011/</link>
		<comments>http://www.snb-t.com/2012/02/09/february-9-2011/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 14:50:31 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5145</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated February 9, 2012           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2012/02/09/february-9-2011/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated February 9, 2012</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong>3 Year Bump Up</strong></td>
<td style="text-align: center;"><strong>1.75%</strong></td>
<td style="text-align: center;"><strong>1.76%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr>
<td><strong>4 Year Bump Up</strong></td>
<td style="text-align: center;"><strong>2.00%</strong></td>
<td style="text-align: center;"><strong>2.01%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>February 2, 2012</title>
		<link>http://www.snb-t.com/2012/02/02/february-2-2012-2/</link>
		<comments>http://www.snb-t.com/2012/02/02/february-2-2012-2/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 13:16:30 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5128</guid>
		<description><![CDATA[Interest Rates Updated February 2, 2012           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.25% 0.25%     Senior NOW Checking Account 0.25% 0.25%     Health Savings Account &#8230; <a href="http://www.snb-t.com/2012/02/02/february-2-2012-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated February 2, 2012</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Personal Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.25%</td>
<td style="font-weight: bold; text-align: center;">.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong>3 Year Bump UP</strong></td>
<td style="text-align: center;"><strong>1.75%</strong></td>
<td style="text-align: center;"><strong>1.76%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr>
<td><strong>4 Year Bump UP</strong></td>
<td style="text-align: center;"><strong>2.00%</strong></td>
<td style="text-align: center;"><strong>2.01%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>February 2, 2012</title>
		<link>http://www.snb-t.com/2012/02/02/february-2-2012/</link>
		<comments>http://www.snb-t.com/2012/02/02/february-2-2012/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 13:14:35 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5123</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated February 2, 2012           CD Rates Duration Rate &#8230; <a href="http://www.snb-t.com/2012/02/02/february-2-2012/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated February 2, 2012</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong>3 Year Bump Up</strong></td>
<td style="text-align: center;"><strong>1.75%</strong></td>
<td style="text-align: center;"><strong>1.76%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr>
<td><strong>4 Year Bump Up</strong></td>
<td style="text-align: center;"><strong>2.00%</strong></td>
<td style="text-align: center;"><strong>2.01%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<item>
		<title>January 26, 2012</title>
		<link>http://www.snb-t.com/2012/01/26/january-26-2012-2/</link>
		<comments>http://www.snb-t.com/2012/01/26/january-26-2012-2/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 15:25:37 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5113</guid>
		<description><![CDATA[Interest Rates Updated January 26, 2012           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.25% 0.25%     Senior NOW Checking Account 0.25% 0.25%     Health Savings &#8230; <a href="http://www.snb-t.com/2012/01/26/january-26-2012-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated January 26, 2012</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Personal Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.25%</td>
<td style="font-weight: bold; text-align: center;">.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong>3 Year Bump UP</strong></td>
<td style="text-align: center;"><strong>1.75%</strong></td>
<td style="text-align: center;"><strong>1.76%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr>
<td><strong>4 Year Bump UP</strong></td>
<td style="text-align: center;"><strong>2.00%</strong></td>
<td style="text-align: center;"><strong>2.01%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
			<wfw:commentRss>http://www.snb-t.com/2012/01/26/january-26-2012-2/feed/</wfw:commentRss>
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		</item>
		<item>
		<title>January 26, 2012</title>
		<link>http://www.snb-t.com/2012/01/26/january-26-2012/</link>
		<comments>http://www.snb-t.com/2012/01/26/january-26-2012/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 15:23:02 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5108</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated January 26, 2012           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2012/01/26/january-26-2012/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated January 26, 2012</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong>3 Year Bump Up</strong></td>
<td style="text-align: center;"><strong>1.75%</strong></td>
<td style="text-align: center;"><strong>1.76%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr>
<td><strong>4 Year Bump Up</strong></td>
<td style="text-align: center;"><strong>2.00%</strong></td>
<td style="text-align: center;"><strong>2.01%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<item>
		<title>January 19, 2012</title>
		<link>http://www.snb-t.com/2012/01/19/january-19-2012-2/</link>
		<comments>http://www.snb-t.com/2012/01/19/january-19-2012-2/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 13:47:23 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5092</guid>
		<description><![CDATA[Interest Rates Updated January 19, 2012           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.25% 0.25%     Senior NOW Checking Account 0.25% 0.25%     Health Savings &#8230; <a href="http://www.snb-t.com/2012/01/19/january-19-2012-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated January 19, 2012</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Personal Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.25%</td>
<td style="font-weight: bold; text-align: center;">.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong>3 Year Bump UP</strong></td>
<td style="text-align: center;"><strong>1.75%</strong></td>
<td style="text-align: center;"><strong>1.76%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr>
<td><strong>4 Year Bump UP</strong></td>
<td style="text-align: center;"><strong>2.00%</strong></td>
<td style="text-align: center;"><strong>2.01%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>January 19, 2012</title>
		<link>http://www.snb-t.com/2012/01/19/january-19-2012/</link>
		<comments>http://www.snb-t.com/2012/01/19/january-19-2012/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 13:45:15 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5088</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated January 19, 2012           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2012/01/19/january-19-2012/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated January 19, 2012</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong>3 Year Bump Up</strong></td>
<td style="text-align: center;"><strong>1.75%</strong></td>
<td style="text-align: center;"><strong>1.76%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr>
<td><strong>4 Year Bump Up</strong></td>
<td style="text-align: center;"><strong>2.00%</strong></td>
<td style="text-align: center;"><strong>2.01%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>January 12, 2012</title>
		<link>http://www.snb-t.com/2012/01/12/january-12-2012/</link>
		<comments>http://www.snb-t.com/2012/01/12/january-12-2012/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 14:54:34 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5081</guid>
		<description><![CDATA[Interest Rates Updated January 12, 2012           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.25% 0.25%     Senior NOW Checking Account 0.25% 0.25%     Health Savings &#8230; <a href="http://www.snb-t.com/2012/01/12/january-12-2012/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated January 12, 2012</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Personal Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.25%</td>
<td style="font-weight: bold; text-align: center;">.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong>3 Year Bump UP</strong></td>
<td style="text-align: center;"><strong>1.75%</strong></td>
<td style="text-align: center;"><strong>1.76%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr>
<td><strong>4 Year Bump UP</strong></td>
<td style="text-align: center;"><strong>2.00%</strong></td>
<td style="text-align: center;"><strong>2.01%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>January 12, 2011</title>
		<link>http://www.snb-t.com/2012/01/12/january-12-2011/</link>
		<comments>http://www.snb-t.com/2012/01/12/january-12-2011/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 14:50:39 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5077</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated January 12, 2012           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2012/01/12/january-12-2011/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated January 12, 2012</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong>3 Year Bump Up</strong></td>
<td style="text-align: center;"><strong>1.75%</strong></td>
<td style="text-align: center;"><strong>1.76%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr>
<td><strong>4 Year Bump Up</strong></td>
<td style="text-align: center;"><strong>2.00%</strong></td>
<td style="text-align: center;"><strong>2.01%</strong></td>
<td style="text-align: center;"><strong>$5000</strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>January 5, 2012</title>
		<link>http://www.snb-t.com/2012/01/05/january-5-2012-2/</link>
		<comments>http://www.snb-t.com/2012/01/05/january-5-2012-2/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 14:04:09 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5053</guid>
		<description><![CDATA[Interest Rates Updated January 5, 2012           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.25% 0.25%     Senior NOW Checking Account 0.25% 0.25%     Health Savings Account &#8230; <a href="http://www.snb-t.com/2012/01/05/january-5-2012-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated January 5, 2012</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: center;">0.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Personal Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.25%</td>
<td style="font-weight: bold; text-align: center;">.25%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<title>January 5, 2012</title>
		<link>http://www.snb-t.com/2012/01/05/january-5-2012/</link>
		<comments>http://www.snb-t.com/2012/01/05/january-5-2012/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 13:55:46 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5049</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated January 5, 2012           CD Rates Duration Rate &#8230; <a href="http://www.snb-t.com/2012/01/05/january-5-2012/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated January 5, 2012</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<title>December 29, 2011</title>
		<link>http://www.snb-t.com/2011/12/29/december-29-2011-2/</link>
		<comments>http://www.snb-t.com/2011/12/29/december-29-2011-2/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 13:48:15 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5027</guid>
		<description><![CDATA[Interest Rates Updated December 29, 2011           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.50% 0.50%     Senior NOW Checking Account 0.50% 0.50%     Health Savings &#8230; <a href="http://www.snb-t.com/2011/12/29/december-29-2011-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated December 29, 2011</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Personal Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.50%</td>
<td style="font-weight: bold; text-align: center;">.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>December 29, 2011</title>
		<link>http://www.snb-t.com/2011/12/29/december-29-2011/</link>
		<comments>http://www.snb-t.com/2011/12/29/december-29-2011/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 13:46:09 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5023</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated December 29, 2011           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2011/12/29/december-29-2011/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated December 29, 2011</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>December 22, 2011</title>
		<link>http://www.snb-t.com/2011/12/22/december-22-2011-2/</link>
		<comments>http://www.snb-t.com/2011/12/22/december-22-2011-2/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 13:17:28 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5017</guid>
		<description><![CDATA[Interest Rates Updated December 22, 2011           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.50% 0.50%     Senior NOW Checking Account 0.50% 0.50%     Health Savings &#8230; <a href="http://www.snb-t.com/2011/12/22/december-22-2011-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated December 22, 2011</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Personal Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.50%</td>
<td style="font-weight: bold; text-align: center;">.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>December 22, 2011</title>
		<link>http://www.snb-t.com/2011/12/22/december-22-2011/</link>
		<comments>http://www.snb-t.com/2011/12/22/december-22-2011/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 13:15:36 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5013</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated December 22, 2011           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2011/12/22/december-22-2011/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated December 22, 2011</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>December 15, 2011</title>
		<link>http://www.snb-t.com/2011/12/15/december-15-2011-2/</link>
		<comments>http://www.snb-t.com/2011/12/15/december-15-2011-2/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 13:20:04 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5008</guid>
		<description><![CDATA[Interest Rates Updated December 15, 2011           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.50% 0.50%     Senior NOW Checking Account 0.50% 0.50%     Health Savings &#8230; <a href="http://www.snb-t.com/2011/12/15/december-15-2011-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated December 15, 2011</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Personal Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.50%</td>
<td style="font-weight: bold; text-align: center;">.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>December 15, 2011</title>
		<link>http://www.snb-t.com/2011/12/15/december-15-2011/</link>
		<comments>http://www.snb-t.com/2011/12/15/december-15-2011/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 13:17:20 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=5004</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated December 15, 2011           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2011/12/15/december-15-2011/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated December 15, 2011</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>December 8, 2011</title>
		<link>http://www.snb-t.com/2011/12/08/december-8-2011-6/</link>
		<comments>http://www.snb-t.com/2011/12/08/december-8-2011-6/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 13:44:08 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4998</guid>
		<description><![CDATA[Interest Rates Updated December 8, 2011           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.50% 0.50%     Senior NOW Checking Account 0.50% 0.50%     Health Savings &#8230; <a href="http://www.snb-t.com/2011/12/08/december-8-2011-6/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated December 8, 2011</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Personal Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.50%</td>
<td style="font-weight: bold; text-align: center;">.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<item>
		<title>December 8, 2011</title>
		<link>http://www.snb-t.com/2011/12/08/december-8-2011-5/</link>
		<comments>http://www.snb-t.com/2011/12/08/december-8-2011-5/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 13:42:00 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4994</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated December 8, 2011           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2011/12/08/december-8-2011-5/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated December 8, 2011</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>December 1, 2011</title>
		<link>http://www.snb-t.com/2011/12/01/december-1-2011-2/</link>
		<comments>http://www.snb-t.com/2011/12/01/december-1-2011-2/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 13:53:43 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4971</guid>
		<description><![CDATA[Interest Rates Updated December 1, 2011           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.50% 0.50%     Senior NOW Checking Account 0.50% 0.50%     Health Savings Account &#8230; <a href="http://www.snb-t.com/2011/12/01/december-1-2011-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated December 1, 2011</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Personal Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.50%</td>
<td style="font-weight: bold; text-align: center;">.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>December 1, 2011</title>
		<link>http://www.snb-t.com/2011/12/01/december-1-2011/</link>
		<comments>http://www.snb-t.com/2011/12/01/december-1-2011/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 13:51:42 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4967</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated December 1, 2011           CD Rates Duration Rate &#8230; <a href="http://www.snb-t.com/2011/12/01/december-1-2011/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated December 1, 2011</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<item>
		<title>November 23, 2011</title>
		<link>http://www.snb-t.com/2011/11/23/november-23-2011-2/</link>
		<comments>http://www.snb-t.com/2011/11/23/november-23-2011-2/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 13:26:31 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4944</guid>
		<description><![CDATA[Interest Rates Updated November 23, 2011           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.50% 0.50%     Senior NOW Checking Account 0.50% 0.50%     Health Savings &#8230; <a href="http://www.snb-t.com/2011/11/23/november-23-2011-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated November 23, 2011</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Personal Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.50%</td>
<td style="font-weight: bold; text-align: center;">.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>November 23, 2011</title>
		<link>http://www.snb-t.com/2011/11/23/november-23-2011/</link>
		<comments>http://www.snb-t.com/2011/11/23/november-23-2011/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 13:24:33 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4940</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated November 23, 2011           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2011/11/23/november-23-2011/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated November 23, 2011</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>November 17, 2011</title>
		<link>http://www.snb-t.com/2011/11/17/november-17-2011-2/</link>
		<comments>http://www.snb-t.com/2011/11/17/november-17-2011-2/#comments</comments>
		<pubDate>Thu, 17 Nov 2011 13:44:42 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4927</guid>
		<description><![CDATA[Interest Rates Updated November 17, 2011           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.50% 0.50%     Senior NOW Checking Account 0.50% 0.50%     Health Savings &#8230; <a href="http://www.snb-t.com/2011/11/17/november-17-2011-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated November 17, 2011</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Personal Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.50%</td>
<td style="font-weight: bold; text-align: center;">.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>November 17, 2011</title>
		<link>http://www.snb-t.com/2011/11/17/november-17-2011/</link>
		<comments>http://www.snb-t.com/2011/11/17/november-17-2011/#comments</comments>
		<pubDate>Thu, 17 Nov 2011 13:42:17 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4923</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated November 17, 2011           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2011/11/17/november-17-2011/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated November 17, 2011</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>November 10, 2011</title>
		<link>http://www.snb-t.com/2011/11/10/november-10-2011-3/</link>
		<comments>http://www.snb-t.com/2011/11/10/november-10-2011-3/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 13:37:55 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4900</guid>
		<description><![CDATA[Interest Rates Updated November 10, 2011           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.50% 0.50%     Senior NOW Checking Account 0.50% 0.50%     Health Savings &#8230; <a href="http://www.snb-t.com/2011/11/10/november-10-2011-3/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated November 10, 2011</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<item>
		<title>November 10, 2011</title>
		<link>http://www.snb-t.com/2011/11/10/november-10-2011/</link>
		<comments>http://www.snb-t.com/2011/11/10/november-10-2011/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 13:32:58 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4895</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated November 10, 2011           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2011/11/10/november-10-2011/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated November 10, 2011</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>November 3, 2011</title>
		<link>http://www.snb-t.com/2011/11/03/november-3-2011-9/</link>
		<comments>http://www.snb-t.com/2011/11/03/november-3-2011-9/#comments</comments>
		<pubDate>Thu, 03 Nov 2011 19:04:07 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4881</guid>
		<description><![CDATA[Interest Rates Updated November 3, 2011           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.50% 0.50%     Senior NOW Checking Account 0.50% 0.50%     Health Savings &#8230; <a href="http://www.snb-t.com/2011/11/03/november-3-2011-9/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated November 3, 2011</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>November 3, 2011</title>
		<link>http://www.snb-t.com/2011/11/03/november-3-2011-8/</link>
		<comments>http://www.snb-t.com/2011/11/03/november-3-2011-8/#comments</comments>
		<pubDate>Thu, 03 Nov 2011 18:59:25 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4878</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated November 3, 2011           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2011/11/03/november-3-2011-8/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated November 3, 2011</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>October 27, 2011</title>
		<link>http://www.snb-t.com/2011/10/27/october-27-2011-2/</link>
		<comments>http://www.snb-t.com/2011/10/27/october-27-2011-2/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 13:29:53 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4845</guid>
		<description><![CDATA[Interest Rates Updated October 27, 2011           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.50% 0.50%     Senior NOW Checking Account 0.50% 0.50%     Health Savings &#8230; <a href="http://www.snb-t.com/2011/10/27/october-27-2011-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated October 27, 2011</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>October 27, 2011</title>
		<link>http://www.snb-t.com/2011/10/27/october-27-2011/</link>
		<comments>http://www.snb-t.com/2011/10/27/october-27-2011/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 13:27:56 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4841</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated October 27, 2011           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2011/10/27/october-27-2011/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated October 27, 2011</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>October 20, 2011</title>
		<link>http://www.snb-t.com/2011/10/20/october-20-2011-2/</link>
		<comments>http://www.snb-t.com/2011/10/20/october-20-2011-2/#comments</comments>
		<pubDate>Thu, 20 Oct 2011 12:25:49 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4833</guid>
		<description><![CDATA[Interest Rates Updated October 20, 2011           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.50% 0.50%     Senior NOW Checking Account 0.50% 0.50%     Health Savings &#8230; <a href="http://www.snb-t.com/2011/10/20/october-20-2011-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated October 20, 2011</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
			<wfw:commentRss>http://www.snb-t.com/2011/10/20/october-20-2011-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>October 20, 2011</title>
		<link>http://www.snb-t.com/2011/10/20/october-20-2011/</link>
		<comments>http://www.snb-t.com/2011/10/20/october-20-2011/#comments</comments>
		<pubDate>Thu, 20 Oct 2011 12:22:57 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4828</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated October 20, 2011           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2011/10/20/october-20-2011/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated October 20, 2011</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>October 13, 2011</title>
		<link>http://www.snb-t.com/2011/10/13/october-13-2011-2/</link>
		<comments>http://www.snb-t.com/2011/10/13/october-13-2011-2/#comments</comments>
		<pubDate>Thu, 13 Oct 2011 13:10:10 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4822</guid>
		<description><![CDATA[Interest Rates Updated October 13, 2011           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.50% 0.50%     Senior NOW Checking Account 0.50% 0.50%     Health Savings &#8230; <a href="http://www.snb-t.com/2011/10/13/october-13-2011-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated October 13, 2011</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<title>October 13, 2011</title>
		<link>http://www.snb-t.com/2011/10/13/october-13-2011/</link>
		<comments>http://www.snb-t.com/2011/10/13/october-13-2011/#comments</comments>
		<pubDate>Thu, 13 Oct 2011 13:07:16 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4818</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated October 13, 2011           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2011/10/13/october-13-2011/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated October 13, 2011</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<item>
		<title>October 6, 2011</title>
		<link>http://www.snb-t.com/2011/10/06/october-6-2011-4/</link>
		<comments>http://www.snb-t.com/2011/10/06/october-6-2011-4/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 15:27:17 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4807</guid>
		<description><![CDATA[Interest Rates Updated October 6, 2011           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.50% 0.50%     Senior NOW Checking Account 0.50% 0.50%     Health Savings &#8230; <a href="http://www.snb-t.com/2011/10/06/october-6-2011-4/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated October 6, 2011</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<title>October 6, 2011</title>
		<link>http://www.snb-t.com/2011/10/06/october-6-2011-3/</link>
		<comments>http://www.snb-t.com/2011/10/06/october-6-2011-3/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 15:24:44 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4803</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated October 6, 2011           CD Rates Duration &#8230; <a href="http://www.snb-t.com/2011/10/06/october-6-2011-3/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated October 6, 2011</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; width: 670px; height: 88px;" border="0" cellspacing="0">
<tbody>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>October 6, 2011</title>
		<link>http://www.snb-t.com/2011/10/06/october-6-2011-2/</link>
		<comments>http://www.snb-t.com/2011/10/06/october-6-2011-2/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 15:12:36 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[Interest Rates (all)]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4798</guid>
		<description><![CDATA[Interest Rates Updated October 6, 2011           Deposit Rates Product Rate APY* Balance Savings Account 1.00% 1.00%     NOW Checking Account 0.50% 0.50%     Senior NOW Checking Account 0.50% 0.50%     Health Savings Account &#8230; <a href="http://www.snb-t.com/2011/10/06/october-6-2011-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Interest Rates</h4>
<h5 style="text-align: center;">Updated October 6, 2011</h5>
<table style="font-size: 87.5%; width: 670px;" border="0" cellspacing="0">
<tbody style="background-color: #ffffff;">
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Deposit Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Product</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">Balance</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Savings Account</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Senior NOW Checking Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">Health Savings Account</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $4,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$5,000.00 &#8211; $9,999.99</td>
</tr>
<tr>
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: center;">0.50%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 or more</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">Business Money Market Checking</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$0.01 &#8211; $9,999.99</td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">Public Funds NOW Checking</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$10,000.00 &#8211; $99,999.99</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: right;" colspan="2">$100,000.00 or more</td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.90%</td>
<td style="font-weight: bold; text-align: center;">.90%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="background-color: #ffffff;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td style="font-weight: bold;">15 month</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #d7d7d7;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr style="background-color: #f8f8ff;">
<td style="background-color: #dcdcdc;" colspan="5"><strong></strong></td>
</tr>
<tr>
<td style="background-color: #dcdcdc;" colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.45%</td>
<td style="font-weight: bold; text-align: center;">1.46%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.70%</td>
<td style="font-weight: bold; text-align: center;">1.71%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.95%</td>
<td style="font-weight: bold; text-align: center;">1.96%</td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr>
<td colspan="5"><span style="font-size: 13px;">Please call Customer Service for details at 906.482.0404</span></td>
</tr>
</tbody>
</table>
<table style="font-size: 11px; height: 88px;" border="0">
<tbody>
<tr>
<td> </td>
</tr>
<tr>
<td>** Cannot be compounded</td>
</tr>
<tr>
<td>ALL CERTIFICATES $10,000 OR MORE MAY RECEIVE INTEREST MONTHLY BY CHECK OR DEPOSITED TO SNB SAVINGS OR CHECKING ACCOUNTS. NO CERTIFICATE MAY BE COMPOUNDED MONTHLY. SEE OUR CUSTOMER SERVICE REPRESENTATIVE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.</td>
</tr>
</tbody>
</table>
]]></content:encoded>
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		</item>
		<item>
		<title>October 6, 2011</title>
		<link>http://www.snb-t.com/2011/10/06/october-6-2011/</link>
		<comments>http://www.snb-t.com/2011/10/06/october-6-2011/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 15:06:07 +0000</pubDate>
		<dc:creator>Jane Larson</dc:creator>
				<category><![CDATA[CD Rates]]></category>

		<guid isPermaLink="false">http://www.snb-t.com/?p=4794</guid>
		<description><![CDATA[Certificates of Deposit (CDs) Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers. Updated October 6, 2011           CD Rates Duration Rate &#8230; <a href="http://www.snb-t.com/2011/10/06/october-6-2011/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h4>Certificates of Deposit (CDs)</h4>
<p>Other banks offer special CD rates only to new customers. Superior National Bank offers special rates to everyone. We cater to all our customers.</p>
<h5 style="text-align: center;">Updated October 6, 2011</h5>
<table style="font-size: 87.5%; margin-bottom: 25px; width: 670px;" border="0" cellspacing="0">
<tbody>
<tr>
<td width="230"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
<td width="110"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;" width="230">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">Min</td>
<td style="font-weight: bold; text-align: center; color: white;" width="110">APY* Change</td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">.75%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">18 month (1½ yrs.)</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">.80%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">24 month (2 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">36 month (3 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.25%</td>
<td style="font-weight: bold; text-align: center;">1.26%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">48 month (4 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.50%</td>
<td style="font-weight: bold; text-align: center;">1.51%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;">60 month (5 yrs.)</td>
<td style="font-weight: bold; text-align: center;">1.75%</td>
<td style="font-weight: bold; text-align: center;">1.76%</td>
<td style="font-weight: bold; text-align: center;">$500</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td style="font-weight: bold;">18 month variable IRA</td>
<td style="font-weight: bold; text-align: center;">.90%</td>
<td style="font-weight: bold; text-align: center;">.90%</td>
<td style="font-weight: bold; text-align: center;">$100</td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr style="background-color: #ffffff;">
<td style="font-weight: bold;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
<td style="font-weight: bold; text-align: center;"> </td>
</tr>
<tr>
<td colspan="5"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">CD Special Rates</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Min. Deposit</td>
<td style="font-weight: bold; text-align: center; color: white;">Change</td>
</tr>
<tr>
<td><strong>15 month</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>1.00%</strong></td>
<td style="text-align: center;"><strong>$500</strong></td>
<td> </td>
</tr>
<tr style="background-color: #dcdcdc;">
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td style="text-align: center;"><strong></strong></td>
<td> </td>
</tr>
<tr>
<td style="background-color: #dcdcdc;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc; text-align: center;"><strong></strong></td>
<td style="background-color: #dcdcdc;"> </td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center;" colspan="5">Jumbo CD</td>
</tr>
<tr style="background-color: gray;">
<td> </td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$50,000</td>
<td style="font-weight: bold; text-align: center; color: white;" colspan="2">$100,000</td>
</tr>
<tr style="background-color: gray;">
<td style="font-weight: bold; text-align: center; color: white;">Duration</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
<td style="font-weight: bold; text-align: center; color: white;">Rate</td>
<td style="font-weight: bold; text-align: center; color: white;">APY*</td>
</tr>
<tr>
<td style="font-weight: bold;">182 day (6 mo.)**</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">.95%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
<td style="font-weight: bold; text-align: center;">1.05%</td>
</tr>
<tr style="background-color: #dddddd;">
<td style="font-weight: bold;">12 month (1 yr.)</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.00%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
<td style="font-weight: bold; text-align: center;">1.10%</td>
</tr>
<tr>
<td style="fon
