Personal Savings

Interest-bearing:

• Rate is tiered and subject to change daily
• Interest is calculated daily on deposited funds
• If balance drops below $100, monthly fee of $2 applies

Minor Accounts (under age 18):

• No minimum balance
• No fees

Free ATM Card

Discounts on selected loans

Limit of 6 pre-authorized transfers per statement cycle (3 transactions allowed by ACH or Voice Response)

Business Savings

Interest-bearing account:

• $100 minimum balance
• If balance drops below $100, a $2 monthly fee applies
• Limit of 6 pre-authorized transfers per statement cycle
• Fees could reduce earnings on this account