Personal Bill Payment

All the benefits of Online Banking PLUS:

• UNLIMITED online bill payment

Personal Checking

FREE:

• ATM card with free ATM access
• Unlimited check writing
• Bounce protection
• No minimum balance required

Check Saving:

If you have an Internet account (online banking), you can see online images of checks you write & deposit.

Discounts on selected loans.

Personal NOW Checking Account

Interest-bearing:

Interest is calculated daily on deposited funds

Rate is variable and subject to change daily

Balance of $0 – $749.99 — $5/month

Balance of $750 eliminates service fee

Free:

• ATM Card
• Bounce Protection

Discounts on selected loans.

Personal Money Maker Checking Account

Free Checks

Interest-bearing:

• Rate is tiered and subject to change daily
• Interest is calculated daily on collected funds

If daily balance drops below $1,000 on any day of the cycle, a $5 service fee applies

6 Free debits per month, $2.00 each additional debit

Fees could reduce earnings on this account

Personal Online Banking

• FREE 24-hour banking at your fingertips
• View transactions in real time
• View transaction history
• Complete transfers between existing accounts
• Add stop payments – $30 per stop payment request